UK flooding: the aftermath

As the flood waters subside and residents, businesses, insurers and public bodies survey the damage and pick up the pieces, thoughts will turn to what, if anything, could have been done differently to have prevented or minimised the damage caused.

Some might think that water, rainfall and watercourses are natural, and that flooding is an ‘Act of God’ and therefore there is no one to blame when these catastrophic floods occur. To a certain extent, that may be true. However, it may not always be the case.