Insurance and reinsurance

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Government to cover negligence claims against GPs

Published on 17 October 2017. By Dorothy Flower, Partner

Government to cover negligence claims against GPs

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Challenge to SRA intervention rejected

Published on 11 August 2017. By Nick Bird, Partner and Laura Stocks, Partner

Suspicion of wrongdoing in law firms gives rise to difficult judgments.

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Court of Appeal distinguishes Target

04 August 2017

In a recent decision the Court of Appeal1 distinguished Target and AIB on the applicable remedy arising out of a breach of trust in a commercial transaction.

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“Last man standing”

Published on 14 July 2017. By Alan Stone, Partner

What duties does a monitoring surveyor owe to a lending bank?

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FCA consultation on pension transfers – what does it mean for advisers?

Published on 22 June 2017. By Robert Morris, Partner

The FCA threatened it and now we have it – on 21 June the FCA published its consultation paper on DB transfers and safeguarded benefit conversions.

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Election result may be a boost for insurers of highly regulated products

13 June 2017

The political uncertainty following last week’s general election could in fact be good news for insurers of heavily regulated products, such as medical devices.

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First advice/information decision after BPE

Published on 13 June 2017. By Nick Bird, Partner

On 19 May 2017 His Honour Judge Moulder handed down his judgment in the case of the Halsall and others v Champion Consulting Ltd and others [2017] EWHC 1079 (QB).

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Health and safety law update, June 2017

09 June 2017

This issue includes details on The Sentencing Council publishing a new guideline for entering an early guilty plea, in addition to the most recent fines and sentences imposed on companies around the UK.

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Exemption clauses have teeth ‒ negotiate contracts carefully

Published on 02 June 2017. By Ben Goodier, Partner

The Court of Appeal has recently provided guidance on the application of the contra preferentum rule.

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Court of Appeal overturns decision on confidentiality in Huntington’s case

Published on 17 May 2017. By Sian Morgan, Partner

The Court of Appeal ruled that clinicians treating a man with Huntington’s Disease (HD) may have owed a duty of care to disclose his condition to his daughter and that the case should be remitted for trial.

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Product liability update April 2017

Published on 10 April 2017. By Gavin Reese, Partner, Head of Regulatory

In this Update we take a look at some of the recent stories making the news, from driverless cars to advertising for high fat, salt or sugar food or drink products.

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Supreme Court decides on assignment and variation of CFAs

Published on 07 April 2017. By Nick Bird, Partner

In Plevin v Paragon Personal Finance Limited the Supreme Court determined that a CFA had been validly assigned to a new firm and that variations to it after 1 April 2013 were not new agreements.

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FOS backs down and agrees: award limit applies in avoidance cases

Published on 08 March 2017. By Robert Morris, Partner

In R (on the application of Aviva Life & Pensions (UK) Limited) v Financial Ombudsman Service [2017]1 Aviva judicially reviewed a Financial Ombudsman Service decision that required them to reinstate a life insurance policy they had avoided for non-disclosure.

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Solicitors duty to warn - when does it arise?

01 March 2017

The Court of Appeal has recently dismissed an appeal against the decision of Michael Bowes QC sitting as a deputy judge in the Queen’s Bench Division in Balogun v Boyes Sutton & Perry [2017] EWCA Civ 75.

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General Liability update, January 2017

Published on 18 January 2017. By Gavin Reese, Partner, Head of Regulatory

In this issue we consider how Insurers might secure the evidence needed to defend long-tail disease claims, with the collateral benefit of reducing the risk of more immediate prosecution by the Health and Safety Executive for non-compliance with Health and Safety Regulations.

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Court of Appeal applies Wellesley to a claim against lawyers

22 December 2016

On 21 December 2016 Lord Justice Jackson and Lord Justice Patten overturned a loss of chance judgment for £2m against lawyers on the grounds that the damage was too remote.

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Life Sciences, December 2016

Published on 16 December 2016. By Dorothy Flower, Partner

Welcome to our final Life Sciences update of 2016. In this edition we cover Wilkes v DePuy (the recent judgment that deals with medical products liability and is a boost for defendants), the Brexit debate continued, fitness trackers making people unfit and insurers and manufacturers preparing for the outbreak of rare diseases.

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Supreme Court considers the application of SAAMCo to claims against lawyers

Published on 15 December 2016. By Nick Bird, Partner

The test for remoteness of damage in claims against lawyers is going to be examined today and tomorrow by the Supreme Court. The justices hearing the appeal include the president Lord Neuberger together with Lord Mance, Lord Clarke, Lord Sumption and Lord Hodge.

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The proof of the pudding is in the eating

Published on 23 November 2016. By Catherine Percy, Partner

Insureds can have their cake but only if they eat it too

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A new and better approach to claims against financial advisers?

Published on 03 October 2016. By Robert Morris, Partner

A Judge has found in favour of Coutts in a claim for negligent investment advice for just under £3.3m plus interest. The Judge’s findings are of interest given that he refused to assess whether the investments recommended were suitable for the Claimants according to a body of accepted professional opinion (the so called “Bolam Test”). Instead, the Judge focused on whether the risks of the investments were properly explained to the Claimants, whether they could afford to take such risks and showed themselves willing to do so.

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Changing experts - a risky business

Published on 07 September 2016. By Alan Stone, Partner

The recent case of Allen Tod Architecture Ltd (In Liquidation) v Capita Property and Infrastructure Ltd (previously known as Capita Symons) provides a timely reminder of the risks of changing experts. In this case, the Defendant made an application for specific disclosure of documents prepared by the Claimant’s first expert. The High Court held that privilege in such documents should be waived and the documents should be disclosed where a party seeks to rely upon the evidence of an alternative expert.

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Life sciences, August 2016

11 August 2016

Here is our latest life sciences update. Read on for practical tips on the Insurance Act 2015, the implications of the NHS wading into the debate over diagnostic apps, how Brexit may affect medical regulations and impending litigation over fertility treatment. Some of these topics will be addressed in more detail in our next life sciences seminar on 20 September 2016. To register your interest, please email seminars@rpc.co.uk.

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Offer rejected by counter-offer - a cautionary tale

09 August 2016

Non-Part 36 offer not capable of acceptance once rejected by a Part 36 counter offer

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Product Liability Update August 2016

04 August 2016

In this Update we take a look at some of the recent stories making the news, from electrical fires to mislabelled fishcakes.

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Read with "interest" - Part 36 offers

04 August 2016

In many cases it will be easy to determine whether a claimant has beaten their Part 36 offer and accordingly whether they are entitled to the additional benefits provided for under CPR 36.17(4). Sometimes, however, because of the interest accruing on damages between the date of the Part 36 offer and the judgment date, the judgment sum only exceeds the Part 36 offer by a small amount. If this happens, what are the consequences?

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Winning the battle but losing the war

22 July 2016

We have previously commented on the need for claimants to establish all elements of a claim (duty, breach, causation and loss) if they want to achieve more than a Pyrrhic victory. The case of Mortgage Express v Countrywide Surveyors Limited provides another example of this, but with a slightly different twist.

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Tiuta International Ltd (in liquidation) v De Villiers Surveyors

06 July 2016

The Court of Appeal recently overturned a first instance decision in an application for summary judgment in the matter of Tiuta International Ltd (in liquidation) v De Villiers Surveyors Ltd [2006] EWCA Civ 661

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Costs - issue at your peril

12 May 2016

A recent decision re-emphasises the costs risks a claimant faces if it issues proceedings but does not serve them.

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Insurers liable to pay damages to insureds for late claims payment

12 May 2016

For insurance policies entered into after 4 May 2017, insurers could be liable to policyholders for late payment of claims. It will be an automatically implied term of the policy that sums due from insurers must be paid within a reasonable time.

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Accountants’ update

22 March 2016

Welcome to RPC’s 2016 accountants’ bulletin. The aim of the bulletin is to review a number of key developments from 2015, and to give an insight on some of the current “hot topics” in this area.

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Multiple adjudications - how many adjudicators?

11 March 2016

Obtain consent or use different adjudicators

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Group litigation in medical and life sciences

07 March 2016

Dorothy Flower talks about the impact of the "nocebo" effect on group litigation in the UK.

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Supreme Court hurts employers on vicarious liability

07 March 2016

Cox v Ministry of Justice (2016) and AM Mohamud v WM Morrison Supermarkets plc (2016)

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Clarifying block notification feels ripples

03 March 2016

Judgment in this case was handed down at the beginning of February 2016.

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The Insurance Act – what are the five biggest changes to the current law?

01 March 2016

James Wickes – a partner in our Insurance Group – tells us why it's very much in vogue to be an insurance lawyer these days.

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Health and safety law update

01 March 2016

HSE to prosecute Merlin Attractions Operation Ltd over Alton Towers “Smiler” incident

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Take priority but be reasonable

17 February 2016

On 20 January 2016, Mr Justice Edwards-Stuart handed down his judgment on preliminary issues in Commercial Management (Investments) Limited v (1) Mitchell Design and Construct Limited, and (2) Regorco Limited1

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Adjudication - RMP Construction Services Ltd v Chalcroft Ltd

04 February 2016

On 21 December 2015, Stuart-Smith J handed down his decision in RMP Construction Services Ltd v Chalcroft Ltd1 , an action for summary judgment in the Technology and Construction Court to enforce an Adjudicator’s decision.

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Do receivers owe duties to bankrupt mortgagors?

27 January 2016

The Court of Appeal has recently considered whether an LPA Receiver owes a duty of care to a bankrupt mortgagor in connection with the way the Receiver deals with the mortgaged property. In a decision which will be welcomed by Receivers and their insurers, the court decided that a Receiver owes no such duties.

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UK flooding: the aftermath

26 January 2016

As the flood waters subside and residents, businesses, insurers and public bodies survey the damage and pick up the pieces, thoughts will turn to what, if anything, could have been done differently to have prevented or minimised the damage caused.

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Love thy neighbour but don't give them any advice!

22 January 2016

The first TCC judgment of the year, Burgess & Burgess vs Lejonvarn [2016] EWHC 40 (TCC), is of particular interest to both architects and their insurers, as it discusses and distinguishes between a contractual relationship and one that gives rise to an assumption of responsibility in tort.

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Annual Insurance Review 2015

08 January 2016

There are no prizes for guessing the likely main insurance law event of 2016. The Insurance Act 2015 will come into force on 12 August 2016.

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Cyber fraud - a new hope?

23 November 2015

We have previously warned of the threat posed by fraudsters who are targeting solicitors’ client accounts to misappropriate funds (read our blog last February here).

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New sentencing guideline for health and safety offences

13 November 2015

In November 2014, the Sentencing Council began consulting on a draft guideline for health and safety offences, corporate manslaughter, and breach of food safety and hygiene regulations.

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Is time up for claims against valuers?

29 September 2015

Assessing the point at which a cause of action accrues in a claim against a valuer is a difficult task, not least because of the lack of judicial guidance on the issue.

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General liability update

28 September 2015

Defending a claim for breach of Occupiers’ duty – A bridge too far?

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Insurance Act 2015

23 September 2015

Amendment to include Law Commission’s proposals on damages for late payment of claims

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VW emissions rigging scandal- Insurance exposure

23 September 2015

Insurance exposures

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Tianjin explosions leave insurers exposed to claims

21 August 2015

On 12 August 2015, multiple explosions occurred in the Chinese city of Tianjin, a major industrial port and goods gateway to Beijing.

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Play nicely, children

17 July 2015

Litigation is, by its very nature, an adversarial process. But as the court has made clear in the case of Simon Gotch & Susan Linda Gotch v Enelco Limited , litigants should also co-operate, to ensure the swift and cost-effective resolution of their disputes.

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