Insurance and reinsurance

Thinking - Podcast

A look at sustainable insurance (a podcast with Julian Richardson)

20 January 2022

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Julian Richardson, CEO of Parhelion Underwriting and our topic for this episode is sustainable insurance.

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Parametric innovation in travel insurance (a podcast with Carl Carter)

10 January 2022

Welcome to Season 3 of Insurance Covered, the podcast that covers everything insurance. In our first episode of the year Peter is joined by Carl Carter, UK Country CEO at CPP Group UK and our topic for this episode is parametric insurance and its applications in travel insurance.

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A look at Flood Re (a podcast with Andy Bord)

22 December 2021

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Andy Bord, CEO of Flood Re, a specialist UK reinsurer of flood risks. In this episode we will be discussing all things Flood Re.

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Home Alone: the birth of a lawyer

Published on 21 December 2021. By Peter Mansfield, Partner

Partner Peter Mansfield reveals the shocking truth about the iconic Christmas movie Home Alone.

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First English judgment on the ‘Duty of Fair Presentation’ under the Insurance Act 2015

Published on 17 December 2021. By Catherine Percy, Partner

Berkshire Assets (West London) Limited v AXA Insurance UK plc [2021] EWHC 2689 (Comm) High Court of Justice Queen’s BenchDivision Commercial Court This judgment of the High Court Queen’s Bench Division provides a welcome analysis of how the courts will approach a policyholder’s breach of the ‘Duty of Fair Presentation’ under the Insurance Act 2015 (the ‘Act’).

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The Matrix and the Reality of Insurance

Published on 15 December 2021. By Peter Mansfield, Partner

1 hour, 31 minutes and 39 seconds into The Matrix, something remarkable happens. We glimpse a skyscraper, at the top of which is the single word, 'Norwich', and what looks suspiciously like the Norwich Union logo. 15 minutes and 9 seconds later, it's a different skyscraper, but this one has 'Aon'. This tells us everything we need to know about The Matrix. Literally everything.

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The birth of modern life assurance (a podcast with Craig Turnbull)

09 December 2021

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Craig Turnbull, Senior Technical Specialist at the Bank of England, and our topic is the birth of modern life assurance.

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When the bough breaks...

Published on 03 December 2021. By Andrew Roper, Partner and Ally Yeandle, Senior Associate

When the bough breaks: Force majeure or Third Party negligence? How to identify a recovery. When trees fail, they have the potential to cause significant damage and disruption to property and businesses.

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Product law bulletin – December 2021

Published on 02 December 2021. By Gavin Reese, Partner, Head of Regulatory and Mamata Dutta, Partner and Elinor Sidwell, Associate

Welcome to the latest edition of our product law bulletin, this month we focus on compliance with Natasha's law, the extension of the UKCA mark deadline, the OPSS Awareness Scheme into the dangers of swallowing small high powered magnets and whether COVID-19 can cause new allergic reactions to products.

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The role of an in-house lawyer (a podcast with Will Bloomer)

30 November 2021

Welcome to Insurance Covered, the podcast that covers everything insurance. In this episode Peter is joined by Will Bloomer, Chief Corporate & Legal Affairs Officer at Howden Group and we will be discussing the role of an in-house lawyer in the insurance market.

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An introduction to InsurTech (With Sarah Kocianski)

16 November 2021

Welcome to Insurance Covered. In this episode our guest is Sarah Kocianski, Strategic Insight Lead at Founders Factory, an accelerator that invests in FinTech and InsurTech start-ups. This week we are looking at an introduction to InsurTech's.

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The Titanic: a tale of insurance (a podcast with Paul Miller)

02 November 2021

Welcome to Insurance Covered. In this episode our guest is Paul Miller, Senior Consultant at HFG Insurance Recruitment, and we will be discussing the sinking of the Titanic from an insurance perspective.

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Thinking - Blog

When does an arbitration clause become binding? A reminder from the English High Court in Markel Bermuda Limited v Caesars Entertainment Inc

Published on 02 November 2021. By Sarah Herniman, Associate

Parties can agree and become bound by an arbitration clause in advance of the finalisation of the remainder of a contract; a recent case in the English High Court concerning an insurance policy has served as a salient reminder. The judgement also includes a thorough walk through of the law as to when an insurance policy comes into existence (Hint: it is not necessarily when the final policy wording is provided to the Insured and/or its broker).

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Are procedural and administrative errors driving claims?

Published on 01 November 2021. By Laura Stocks, Partner and Georgia Durham, Associate

The PI insurance market has continued to harden in 2021, with most firms seeing premium increases in their 2021 renewals. As we come out of a highly disruptive period off the back of the pandemic and adjust to a new way of working, the solicitors PI market is likely to continue to see claims arising in areas such as cyber-related incidents, residential conveyancing, commercial property, wills and probate, and lost litigation. In this article we look at a common thread in many of these types of claim: procedural and administrative errors.

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Thinking - Blog

Navigating the hazards of Part 36 offers Part 2

Published on 08 October 2021. By Gavin Reese, Partner, Head of Regulatory

In our first article we looked at problems associated with settlement offers made in multiparty actions and settlement offers where the intended consequence is unclear. In this article we look at some of the issues that can be caused by the litigation process itself and upon the way the offer is made.

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How to create an insurer - the Inigo story (a podcast with Karen Graves)

05 October 2021

Welcome to Insurance Covered. In this episode our guest is Karen Graves, Chief Operating Officer at Inigo Insurance and we will be discussing what goes into creating an insurer.

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Navigating the hazards of Part 36 offers Part I

Published on 28 September 2021. By Gavin Reese, Partner, Head of Regulatory

Most claims seek money from other people. Although such claims might be for money owed for goods and services, or compensation for loss caused by breach of contract, or compensation for injury or damage to property or for defamation, the fundamental point of the claim is that the Claimant wants to be paid, and will agree to settle if sufficient money is offered.

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Slipcase: How to know what you don’t know (With Alex Hearn)

20 September 2021

Welcome to Insurance Covered. In this episode we discuss Slipcase a curator of insurance focused news and insights. Our guest is Alex Hearn, Managing Director at Slipcase and we will be looking at how Slipcase can become a valuable tool for those working in the world of insurance.

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How the insurance industry could bring down fossil fuels (a podcast with Tom Johansmeyer)

06 September 2021

Welcome to Insurance Covered. In this episode we discuss the relationship between fossil fuels and insurance. Our guest is Tom Johansmeyer, Head of Property Claims Services at Verisk insurance solutions. Tom recently had an article published in the Harvard Business Review 'How the insurance industry could bring down fossil fuels' which is what we will be focusing on today.

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The Month That Was – August 2021 – An FCA update – an update on Authorised Fund Managers

03 September 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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A look at personal accident insurance (a podcast with Peter Laidlaw)

20 August 2021

Welcome to Insurance Covered. In this episode we are looking at personal accident insurance. Our guest this week is Peter Laidlaw, Head of the accident and health underwriting team at Atrium Underwriting. Peter specialises in writing a variety of risks, from K&R to our topic for today personal accident.

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Thinking - Publication

Subsidence recovery: the burden of proof - Maximising the prospects of recovery from the outset

Published on 17 August 2021. By Ally Yeandle, Senior Associate

Tree root induced subsidence is caused by extraction of moisture from subsoil by the roots of trees. The extraction of moisture causes the volume of the soil to shrink, undermining properties’ foundations and is by far the most common cause of subsidence damage to properties in the United Kingdom.

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The Month That Was – July 2021 –An FCA update – the 2021/22 FCA business plan and a new consumer duty of care

10 August 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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A look at embedded insurance (a podcast with Robin Merttens)

04 August 2021

Welcome to Insurance Covered. In this episode we are looking at embedded insurance. Our guest is Robin Merttens, Co-Founder and Partner at InsTech London, and we will be discussing a recent report published by InsTech London on embedded insurance and its current uses.

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Current developments/trends in shareholder/ D&O claims in Europe

Published on 03 August 2021. By James Wickes, Partner

Every country across the world is increasingly taking on more debt and this has only been intensified by the pandemic, resulting in an upsurge in claims. People and companies will seek to recover funds wherever they can.

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How behavioural science can help insurers (a podcast with Ella Morrison)

21 July 2021

Welcome to Insurance Covered. In this episode we discuss the role behavioural science can and does have in the insurance industry. Our guest is Ella Morrison, Senior Behavioural Designer at Cowry Consulting.

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The Month That Was – June 2021 –Manchester Building Society v Grant Thornton and compulsory professional indemnity insurance for tax advisers

13 July 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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A look at space insurance (a podcast with David Wade)

12 July 2021

Welcome to Insurance Covered. In this episode we discuss space insurance, these policies cover and why companies take these out. Peter is joined by David Wade, Underwriter at Atrium Underwriting where he specialises in Space insurance. We discuss, the insurance of space projects, satellites and the future of space exploration.

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A look at micro insurance (a podcast with Rose Goslinga)

28 June 2021

Welcome to Insurance Covered. In this episode we discuss micro insurance with Rose Goslinga, co-founder of Pula, a micro insurance company based in Kenya. We will look at why micro insurance exists and why it has become a vital source of cover for so many people in Kenya and beyond.

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Tax liability insurance (a podcast with Giles Hambly)

17 June 2021

Welcome to Insurance Covered. In this episode we discuss tax liability insurance and why many businesses are choosing to take it out.

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The Month That Was – May 2021 – the first interest only mortgage trial from Pure Legal and an update on issues facing D&O insurers

09 June 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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The crisis at Lloyd's in the 1980s (a podcast with Reg Brown)

02 June 2021

Welcome to Insurance Covered. In this episode we revisit the 1980s crisis in the Lloyds market, examining the factors that led up to it and how it was ultimately resolved with the help of Lloyd's veteran Reg Brown.

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The current state of construction insurance (With Samantha Peat)

17 May 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. This week we are joined by Samantha Peat, Chair of the professional indemnity insurance group at the Construction Leadership Council (CLC) and we will be discussing the current state of construction insurance, focusing on findings from a recent survey.

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The Month That Was – April 2021 – an update on Interest Only Mortgage claims

12 May 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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Thinking - Blog

Subsidence mitigation: the legal principles

Published on 11 May 2021. By Ally Yeandle, Senior Associate

Subsidence: mitigating insurer’s outlay and maximising recovery prospects.

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Insurance and environmental conservation (With Rob George)

07 May 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. This week we are joined by Rob George, Head of Corporate Governance and Risk at the RSPB and our topic for discussion is the role insurance can (and does) play in environmental conservation.

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Thinking - Publication

Product liability bulletin - April 2021

Published on 26 April 2021. By Gavin Reese, Partner, Head of Regulatory and Mamata Dutta, Partner and Elinor Sidwell, Associate and Sharona Zovich, Associate

Welcome to the latest edition of our product liability bulletin, looking at key news articles and cases affecting the industry. In this edition we look at: OPSS guidance following Brexit, Group Action against Vauxhall, new button battery safety campaign & much more.

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The month that was - March 2021 - Adams v Carey and an update on DB transfers

22 April 2021

Welcome to Money Covered, a monthly podcast from RPC aimed at those dealing with complaints, claims and risk management in the financial services sector.

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A look at LIIBA

15 April 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is Christopher Croft and we will be looking at the London and International Insurance Brokers Association or LIIBA and the role they play in the insurance market.

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Treating customers fairly

13 April 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. This episode we are joined by James Daley, founder of Fairer Finance, and we will be discussing the concept of treating customers fairly.

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Certainly Uncertain – The Material Uncertainty Clause

Published on 08 April 2021. By Victoria Paxton, Associate and Alexandra Anderson, Partner

The circumstances related to the global COVID-19 pandemic have raised questions as to whether surveyors should include a declaration that the valuation is subject to material valuation uncertainty, highlighting that a greater degree of caution should be used when relying on it.

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Time to hit the reset button

Published on 29 March 2021. By Simon Laird, Global Head of Insurance and Peter Mansfield, Partner

The insurance industry is uniquely placed to confront issues, such as climate change, rather than simply picking up the pieces from disaster.

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A look at the Zong Massacre

23 March 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is Trevor Burnard and we will be discussing the most notorious insurance coverage case in history, Gregson v Gilbert also known as 'The Zong Massacre'. Trevor is the Wilberforce Professor of Slavery and Emancipation at the University of Hull and the Director of the Wilberforce Institute.

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What makes a good underwriter

04 March 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is Ben Bolton, Managing Director of Gracechurch Consulting and we will be discussing what makes a great underwriter.

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A look at blockchain in insurance

24 February 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is blockchain expert and entrepreneur, Walid Al Saqqaf, and we will be discussing blockchain and its uses in the insurance industry.

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The role of claims in client service

08 February 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. For this episode we are doing something a bit different.

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Diversity & Inclusion in the insurance industry

29 January 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is Marc McKenna-Coles, Global Diversity & Inclusion Manager at Lloyd's, and we will be discussing diversity and inclusion in the insurance industry.

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A look at cyber insurance

14 January 2021

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. This episode we are joined by Dania Rifaat, Speciality Claims Manager at Hiscox, and we will be looking at cyber insurance.

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Halliburton v Chubb

Published on 06 January 2021.

Repeat arbitrator appointments in the context of trade credit and political risk insurance arbitration

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Recruitment in the insurance industry

22 December 2020

Welcome to Insurance Covered! The podcast that looks at the inner workings of the insurance industry with the help of expert guests. Our guest this week is Paul Miller, Senior Consultant at HFG Insurance Recruitment, and our topic for discussion will be recruitment in the insurance industry.

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